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Sell a Fire Damaged House in Kensington

Kensington is built as tightly as anywhere in Philadelphia. Two-storey rows on narrow lots, mid-block more often than not, with alley access that ranges from awkward to non-existent. After a fire that geometry costs more than the fire does.

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Authority
Licenses and InspectionsOne department citywide
Stock
Two-storey rowsNarrow lots
Constraint
Mid-block accessTwo party walls
Transfer Tax
4.578% combined3.578% city, 1% state

Two Party Walls Instead of One

An end-of-row house is attached on one side. A mid-block Kensington house is attached on two, and demolishing it means exposing walls that carry the floors and roofs of the properties either side. Both have to be protected, sometimes underpinned, and their owners have to co-operate.

On lots this narrow the practical difficulty compounds. Equipment often cannot reach the rear at all, material comes in and debris goes out through the front, and there is nowhere on site to stage anything. The citywide rules are on our page covering Pennsylvania disclosure, bad faith and transfer tax.

Why Is Demolition So Expensive on a Kensington Row Home?

Because it is two protection jobs and one demolition. Walls carrying the neighbours' floors have to be shored, weatherproofed and often rebuilt as exposed faces, and on a narrow mid-block lot there is no route for equipment except through the property. An end-of-row house on the same street can cost substantially less to clear.

Which Makes the Shell Worth Keeping

Most of the housing dates from the 1880s through the 1920s, two storeys, on lots frequently under 16 feet wide. The realty transfer tax is 3.578% city plus 1% Commonwealth, a combined 4.578% due within 30 days after the deed reaches the Department of Records. An unsafe or imminently dangerous notice under Philadelphia Code PM-108.1 or PM-110.1 carries a 6 day appeal window rather than 30.

These are brick houses, mostly two storeys, largely from the late nineteenth and early twentieth century. An interior fire frequently burns out the joists, roof and finishes while leaving the brick party walls and front wall standing and sound.

That shell is worth more here than the framing cost it saves, because it avoids the demolition described above entirely. In Kensington the structural question is therefore the whole question, and it is a licensed engineer's answer rather than a contractor's or a buyer's.

What Should I Establish Before Taking Offers?

Whether the brick is sound, and whether the property is end-of-row or mid-block. Those two facts set the range that every offer will fall inside. An engineer's report on the first typically costs a fraction of the discount a buyer applies when nobody can answer it.

We publish no demolition figures for Kensington. On attached property they vary enormously with position in the row, access and the condition of the adjoining structures. Any quote given without someone having looked at the party walls and the rear access is a placeholder.

The City File Runs Alongside

Kensington carries a high concentration of properties already in the Licenses and Inspections system, which means a fire here more often lands on a property with a violation history rather than a clean file.

That matters twice. It shortens the distance to an unsafe or imminently dangerous designation, where the appeal window is 6 days rather than 30. And it raises the likelihood of unpaid municipal charges that will clear from your proceeds at settlement.

Kensington in Context

The South Philadelphia row grid, where the same shell logic applies against stronger infill demand, is covered on our page about a South Philadelphia row home grid. Where houses are semi-detached and the party wall problem halves, see our page for Victorian twins and larger houses.

Kensington Questions

My House Is Mid-Block With No Rear Access.

That is the expensive case for any clearance and the strongest argument for restoring if the brick allows it. It is also why offers on your street vary more than the damage explains.

The City Already Had Violations on the Property.

Then the file is active, which shortens the distance to an unsafe designation and its 6 day appeal window. Establish what is outstanding before taking offers.

Will You Buy a Two-Storey Shell?

Yes, and a sound shell is usually the case we pay best on, because it is the expensive part to replace.

Send the Kensington Address

We will confirm the city file, what the property owes and whether the shell survived, then send a written figure with the arithmetic behind it.

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